It is hard for many to believe, but sending money across borders can still take days and incur hefty fees. Even legacy remitters like Western Union have only recently begun piloting crypto settlements on blockchains to speed up the process and cut costs.
However, while legacy institutions are only dipping their toes, Digitap ($TAP), a crypto presale startup and the creator of the world’s first “omni-bank,” offers a live product that can save remitters a lot of money.
Digitap is positioning itself as one of the top cryptos to buy this November as investors are prioritizing live features that offer real benefits.

Source: Digitap
Digitap is the world’s first “omni-bank”, meaning its banking app bridges traditional finance and crypto under one roof. This means users can seamlessly hold and move both fiat currency and cryptocurrency within a single app. The idea is powerful: users have one account where dollars, euros, Bitcoin, and Ethereum all coexist and can be converted or spent interchangeably.
Digitap’s AI-driven routing engine will determine the fastest and most cost-effective method for transactions. It will use traditional banking rails or public blockchain networks. The end result is a peer-to-peer transfer that could take seconds at a cost of less than 1%. By comparison, legacy remitters charge on average 6.2% and transactions could take days to complete.
A foreign worker, for example, sending $25,000 annually back to their family can do so on Digitap’s app for less than $250 as opposed to $1,550.
Thousands of users are already making cross-border payments without the usual delays. Digitap is showing it is living up to its mission of letting users keep more of their money in their pockets, reinforcing its status as one of the top cryptos to buy now.

Source: Digitap
Digitap’s optional no-KYC signup process further confirms it is targeting people who have been overlooked or taken advantage of by the global financial community. There are around 1.4 billion adults worldwide without access to traditional banks, many of whom live in countries where it is difficult to obtain identification.
By combining an easy mobile app available on iOS and Android devices or through a web browser, Digitap opens its doors to almost anyone worldwide. This means users can sign up with almost zero bureaucracy and gain immediate access to banking services that many people in Western countries take for granted.
For crypto enthusiasts, Digitap’s focus on privacy provides a level of anonymity similar to privacy coins like Zcash and Monero. However, it does so with far more real-world usability.

Source: @DigiTap_app
Digitap’s presale of its native $TAP continues to run hot as investors recognize that, unlike most crypto presale projects, its value proposition is tangible, not just hype. Potential investors can take comfort in downloading the app today and seeing the ecosystem in action.

To date, Digitap has raised more than $1.84 million since its presale started in late summer. Digitap is breaking its presale into stages, with the price of the token increasing after each round. The price has increased more than 100% from $0.0125 to $0.0297. However, the scheduled increase to $0.0313 is set for before the weekend.
Still, investors who wait for the next round will still be buying Digitap at a discount to the expected exchange listing of $0.14.

Source: Digitap
One of the key differentiators separating Digitap from rivals and making it one of the top altcoins to buy is its tokenomics. The team’s decision to reward long-term holders and align the token’s success with platform expansion is appealing.
Half of Digitap’s profits will be allocated toward buying back and burning $TAP tokens and funding the staking reward pools. Each time Digitap facilitates a transaction and generates a profit, a small amount of $TAP will be burned.
The more people use the app for transactions, the more revenue flows into burning tokens, which can boost $TAP’s price and scarcity over time. This is a model similar to how exchange tokens work, such as Hyperliquid, that has bought back more than $645 million worth of its token to date.
Instead of inflationary tokenomics that endlessly print new tokens as rewards that dilute value, Digitap is looking after token holders by redistributing real value generated by the business. If Digitap onboards millions of users and handles billions of dollars’ worth of transactions, the profits flowing into investor-friendly policies could drive its market cap much higher.

Source: Digitap
Digitap’s crypto presale gives investors exposure to a new financial gateway that combines the traditional realm of banking and the disruptive sphere of crypto. Digitap then created an “omni-bank” app that is greater than the sum of its parts. Digitap isn’t just another presale; it’s a live demonstration of crypto’s potential to solve real problems, from expensive remittances to banking the unbanked.
Digitap is one of the top altcoins to buy because it offers a long-term story still in its early chapters with a clear path to revenue generation. As users continue to demand access to better, faster, and cheaper financial services, Digitap is demonstrating today that it can deliver what users value most.
Digitap is Live NOW. Learn more about their project here:
Presale https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app