Key takeaways:
- The XRP price prediction suggests that the coin’s price will rise to $1.27 by the end of 2026.
- The growing adoption rate of the XRP Ledger Protocol could push XRP to an average price of $5.55, with a possible maximum trading value of $6.03 in 2028.
- In 2032, the target price for XRP is between $11.42 and $12.38, with an average price of $11.90.
XRP has a strong community of supporters and developers and continues to see tremendous potential in Ripple’s technology and products. Despite short-term price fluctuations and a bear market, many analysts believe XRP has a bright future.
Whether it will reach new highs or continue to grow steadily remains to be seen, and despite its history of legal battles with the Securities and Exchange Commission, this digital asset will undoubtedly play an important role in global financial institutions.
So, how high can XRP realistically go? Will XRP reach 5 dollars?
Let’s answer these questions in our XRP price prediction.
Overview
| Cryptocurrency | Ripple |
| Token | XRP |
| Price | $1.41 (-1.65%) |
| Market cap | $86.65B |
| Trading volume (24-hour) | $1.34B |
| Circulating supply | 61.01B XRP |
| All-time high | $3.65 on July 18, 2025 |
| All-time low | $0.002686 on May 22, 2014 |
| 24-hour high | $1.46 |
| 24-hour low | $1.41 |
XRP price prediction: Technical analysis
| Metric | Value |
| Price volatility | 12.52% |
| 50-day SMA | $1.78 |
| 200-day SMA | $2.31 |
| Sentiment | Bearish |
| Fear and greed index | 9 (Extreme Fear) |
| Green days | 11/30 (37%) |
XRP price analysis
TL;DR Breakdown
- XRP price analysis confirms a bearish trend at $1.41.
- The token is correcting today, and it reports minimal losses of 1.65% in value over the past 24 hours.
- XRP faces strong resistance at $1.47.
On February 22, 2026, XRP is showing signs of a downward correction after hitting resistance near $1.43. The altcoin is currently trading around $1.41, losing around 1.65% over the past 24 hours. Despite a recovery leading up to February 21, the token’s price action has stagnated to an extent, as bulls have been unable to push the price above $1.43.
XRP price analysis on the daily timeframe
The one-day XRP price chart confirms that selling pressure is dominating XRP, which is in line with the broader downward trend. XRP’s value decreased to a low of $1.41 over the past 24 hours. Red candlesticks signal a returning selling momentum, as the bearish shadow continues to hang over the market.
The distance between the Bollinger bands defines the volatility. This distance is shrinking as volatility is low. Moreover, the upper band of the Bollinger Bands indicator, indicating the resistance, is at $1.57. The lower Bollinger band, indicating support, is at $1.29.
The Relative Strength Index (RSI) indicator is still in the neutral area. The indicator is currently at 39, but it is moving downwards. The selling activities have led to a decrease. This descent is reflected by a downward curve on the RSI graph. If the bearish momentum continues to rise, the market can enter a period of instability.
XRP price analysis on the 4-hour chart
The four-hour price analysis of XRP also confirmed a bearish market trend for the cryptocurrency on an hourly basis. Its value slightly decreased to $1.41 in the past four hours. The decreased volatility signals a low probability of a reversal or further price recovery in the coming hours.
The Bollinger Bands have converged, as volatility levels are decreasing. This decrease in volatility signals a higher market predictability. Moreover, the upper Bollinger Band has shifted to $1.44, indicating the resistance threshold. Conversely, the lower Bollinger Band is at a low of $1.39, securing the support.
The RSI indicator is hovering below the centerline of the neutral zone as it moves slightly downwards. Its value has decreased to index 44 in the past few hours. The curve on the RSI graph confirms a negative trend as the indicator’s score decreases. The recent downturn refers to a relatively imbalanced trading environment for investors.
XRP technical indicators: Levels and action
Daily simple moving average (SMA)
| Period | Value ($) | Action |
|---|---|---|
| SMA 3 | 1.75 | SELL |
| SMA 5 | 1.54 | SELL |
| SMA 10 | 1.47 | SELL |
| SMA 21 | 1.46 | SELL |
| SMA 50 | 1.78 | SELL |
| SMA 100 | 1.92 | SELL |
| SMA 200 | 2.31 | SELL |
Daily exponential moving average (EMA)
| Period | Value | Action |
|---|---|---|
| EMA 3 | 1.58 | SELL |
| EMA 5 | 1.71 | SELL |
| EMA 10 | 1.84 | SELL |
| EMA 21 | 1.91 | SELL |
| EMA 50 | 2.01 | SELL |
| EMA 100 | 2.19 | SELL |
| EMA 200 | 2.32 | SELL |
What to expect from XRP price analysis next?
The daily price analysis for the XRP/USD pair presents a bearish trend for the cryptocurrency, but the trend can flip if the buying momentum returns. In the past 24 hours, the bears took the lead, thereby creating unfavorable circumstances for the investors. The coin value has decreased to $1.41 because of the decreasing momentum today, as it is now slightly below yesterday’s closing price of $1.43.
Is XRP a good investment?
XRP, a cryptocurrency specifically designed for quick and cost-effective cross-border transactions, holds promise in global finance. The easing of regulatory hurdles for Ripple, along with the rising adoption, might boost the XRP price. Additionally, several recent acquisitions and CBDC developments make XRP a good long-term investment option. As with any investment, the outlook for XRP remains uncertain, necessitating a cautious approach and thorough due diligence. It is advised to proceed with caution.
Why is XRP down?
The XRP/USD pair has dipped today. Despite a slow uptrend through yesterday, the coin has remained down over the past 24 hours.
How much will XRP cost in 2026?
Considering the future price movements, XRP is expected to trade at an average price of $2.81 by the end of 2026.
Will XRP reach $5?
If demand for XRP tokens continues to rise and its growth trajectory remains consistent, the coin could approach $5 by 2028. However, it’s crucial to remember that XRP’s all-time high stands at $3.65, achieved on July 18, 2025.
Can XRP reach $20?
According to Ripple’s price prediction, XRP has a chance of reaching near $20 but not before 2032. However, it is expected to reach this level if the XRP ecosystem adoption by major financial institutions continues, making it a good option to buy XRP.
Will XRP reach $100 dollars?
Though there are rumors of XRP reaching $100 in the market, and some pro-XRP analysts are also promoting it, many are raising questions about this possibility. XRP may not reach $100 in the near future, at least. Still, the token provides a good buying opportunity to investors looking for long-term goals.
Will XRP reach $1000?
If one XRP coin is worth $1000, its market cap must be more than $100 trillion. Comparatively, the total global stock market cap is about $110 trillion. Therefore, it is unlikely that XRP will reach $1000, based on current market dynamics.
Does XRP have a good long-term future?
XRP is expected to increase in value gradually over the coming years, giving good yields to XRP holders and institutional investors. The coin is expected to reach a maximum price of $12.38 by 2032, making it a valuable asset, particularly with the continued efforts of Ripple Labs. However, some regulatory uncertainties still exist for XRP. Considering these factors, investors must carry out their own research.
Recent news/opinions on the Ripple Network
- Ripple CEO Brad Garlinghouse has emphasized the need for a clear legal framework to allow innovation to flourish. Asserting that ‘perfect should not be the enemy of good,’ Garlinghouse noted that no piece of legislation ever satisfies everyone’s standards. These comments were made in endorsement of a post on X by Patrick Witt, the Executive Director of the President’s Council of Advisors for Digital Assets.
XRP price prediction February 2026
According to the Ripple price prediction for February 2026, XRP could reach a maximum price of $2.43. The average trading price is expected to be $1.81 for the month, while the lowest it can go, as per XRP cost estimation, is $1.38, considering the current XRP sentiment.
| Period | Potential Low ($) | Average Price ($) | Potential High ($) |
| February 2026 | $1.38 | $1.81 | $2.43 |
XRP price prediction 2026
The XRP price prediction for 2026 suggests that the price could reach a maximum of $3.37 by the end of the year, considering its technological utility and enhancement of cross-border payments. We expect an average trading price of $2.86 and a floor price of $1.27.
| Period | Potential Low ($) | Average Price ($) | Potential High ($) |
| XRP price prediction 2026 | $1.27 | $2.38 | $2.86 |
XRP price predictions 2027-2032
| Year | Minimum Price | Average Price | Maximum Price |
| 2027 | $3.49 | $3.97 | $4.44 |
| 2028 | $5.08 | $5.55 | $6.03 |
| 2029 | $6.66 | $7.14 | $7.62 |
| 2030 | $8.25 | $8.73 | $9.20 |
| 2031 | $9.84 | $10.31 | $10.79 |
| 2032 | $11.42 | $11.90 | $12.38 |
XRP price prediction 2027
The XRP price predictions for 2027 suggest that the XRP cryptocurrency could reach a minimum trading price of $3.49 and an average price of $3.97. The XRP price forecast further suggests that the Ripple coin is estimated to reach a maximum of $4.44.
XRP price prediction 2028
Ripple XRP price prediction for 2028 estimates a minimum value of $5.08, which is significantly higher than the current XRP price, and an estimated average XRP price of $5.55. The maximum price forecast for 2028 is $6.03, which is quite higher than its current price.
Ripple price prediction 2029
The Ripple price prediction for 2029 shows a minimum price of $6.66. XRP price is expected to reach a maximum level of $7.62, with an estimated average trading value of $7.14 through 2029.
XRP price prediction 2030
The XRP price prediction for 2030 estimates that XRP will attain a minimum price of $8.25, an average trading price of $8.73, and a maximum price of $9.20.
XRP price prediction 2031
XRP price prediction for 2031 suggests a minimum price of $9.84 and an average expected trading price of $10.31 throughout the year 2031. The maximum forecasted price target for 2031 is set at $10.79.
XRP price prediction 2032
The XRP price prediction for 2032 is a minimum price of $11.42 and an average price of $11.90. The maximum forecast price for 2032 is $12.38, as crypto analysts expect investors to continue buying XRP.
XRP market price prediction: Analysts’ XRP price forecast
| Firm Name | 2026 | 2027 |
| DigitalCoinPrice | $0.64 | $1.73 |
| Coincodex | $1.85 | $3.34 |
Cryptopolitan’s XRP price prediction
Our forecast indicates that XRP is expected to reach a high price of $2.86 by the end of 2026. In 2027, the XRP price is expected to range between $3.49 and $4.44. In 2032, the cryptocurrency is expected to range between $11.42 and $12.38, with an average price of $11.90.
It is important to consider that predictions are not investment advice. Professional consultation is suggested, or you can carry out your research.
XRP historic price sentiment
- Before 2017, the asset’s value hovered around $0.01; in April 2017, it rose to $0.05; the gradual climb soon continued as it reached $0.25 in May, showing a positive price action as Ripple continued to excel.
- Towards the end of 2019, XRP price stabilized at around $0.30 and did not cross the $0.5 mark throughout the year.
- However, the bullish run of 2020 pushed the coin’s value to a peak price of $0.8, gaining investor interest before finishing the year at $0.66.
- Early 2021 was supposed to be bullish for XRP, but the SEC announced a lawsuit that derailed investors. Nonetheless, XRP beat the odds and surged above $1.5 during the year, but by 2022, it plummeted to as low as $0.31, significantly decreasing XRP market cap.
- XRP started 2023 at $0.335, and on July 13, it almost doubled its value in a steep spike. It shot from $0.470 to $0.814 while swinging towards $0.9 for a few hours. A partial victory against the SEC triggered the price jump, surging the trading volume. XRP closed 2023 at about $0.62.
- In 2024, XRP has so far ridden the market wave. The bears earlier on and then a bullish price movement by mid-March resulted in a market price of $0.72, according to data from the cryptocurrency market.
- In July, XRP traded between $0.418 and $0.658, showing a good recovery. However, the coin went under bearish pressure at the start of August, falling back down to the $0.550 range as per crypto market records showing high volatility.
- In September 2024, XRP recovered up to the $0.642 level, but the price went down to the $0.500 range in October. A tremendous bullish impulse was observed in November when XRP touched the $1.96 mark, and it reached $2.72 on December 2, 2024.
- In January 2025, XRP reached a peak price of $3.19 and traded near the $2.90 level in February. It stepped down to $2.1 in March and to $1.79 in April.
- By the middle of May, XRP touched $2.57, and in July, it marked a new all-time high of $3.65.
- Near the start of August 2025, XRP was trending above $3, showing significant growth as the market sentiment was tilting toward the positive side; however, it lost $3 by the end of the month.
- In October through November, XRP traded around $1.83 to $3.10. At the start of December, XRP is trading around $1.99 to $2.18.
- XRP entered 2026 in a corrective phase, trending near $1.8, and plunged to the $1.5 range at the start of February; the broader crypto market is bearish.
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